If you remember that services Apple event back in March, that weird one, the one actual piece of hardware technically that was announced at that event was this shiny new titanium Apple credit card called Apple card
Well now it’s September and actually have one now with us. So we have to answer the question what would it be like if Apple made a credit card.
This is the card itself like I mentioned it’s made of literally titanium all matte, white on the front and the back is super clean as you’d expect from Apple hardware and it’s got precise laser cut out with your name on the front and the Apple logo and the chip of course and then on the back is a magnetic stripe and a Goldman Sachs and MasterCard logos so the issuing Bank and the card provider for this guy and right off the bat I know there are other metal credit cards but I don’t have any, so this is very different from the rest of what I normally carry, it’s the same thickness as a normal card but quite a bit heavier being metal and also way less flexible which feels more durable, I’m not gonna try to actually break this thing but if flex is way less it’s more solid and then there’s this sort of chamfer that goes all the way around and gleams and catches in the light as you’d expect from a solid block of metal.
The Apple card would fit right into a normal wallet, it’s the same size as every other card, not too much thicker, the only thing that actually concerns me here is the white finish like how and where does it start to chip off or does it start to discolor over, not exactly sure but it does look super clean right out the box
so to activate it, It comes in this colorful packaging with instructions, wake iPhone and hold here, so I just touched the top of my iPhone right to the bottom of the card right around there and it comes up in iOS just like any other pair of air pods or something to pair you: activate the card here and it adds it to your wallet app and you’re officially good to go.
This is essentially a credit card for iPhone users like that’s just that’s what it is meaning, it’s basically an extension of the Apple pay that you could already use but now in a physical credit card form so all those places that don’t accept Apple pay but you still want to use Apple pay, so it shows up in the wallet app you have a physical card to do it.
On top of that there are a lot of legitimately nice features on the wallet app that you may already know, it’s a credit card this time, there is a slider to show how much interest you’d be paying versus different payment schedules with this really clean intuitive UI, the red color like actively discourages you from making the minimum payment and racking up more interest so that’s pretty cool and then fun fact, Sonia at the verge actually tweeted that he noticed in the app that the color gradient of the card actually means something, so it starts off completely white before you spend any money on anything with the card and then any time you spend money at a different merchant or category, it adds colors to the gradient
So I wanted to test that out for myself so I went to be an H and literally i pre-ordered my Galaxy Note 10 with the Apple card and sure enough instantly like literally a half a second after I pressed the Buy button and HS site my app populated with that purchase and added the color to my card. So I’m starting my gradient of colors now so yeah I can confirm that’s what’s happening here it was really impressively fast and then it gives you a purchase history where you can dig into each purchase every transaction and see it on a map so if you don’t recognize it you can look up exactly where it came from.